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Loan Programs

Conventional
FHA
VA
USDA
Renovation
Jumbo
Specialty Products
Down Payment Asst. Program​
Conventional

Industry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.

FHA

Insured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.

VA

Just for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.

USDA

Purchase or refinance property located in a rural area (as designated by the U.S. Department of Agriculture). These loans are available to most borrowers and will lend up to 100% of a property’s value.

Renovation

Programs that won’t just finance your home, but also include the cost of improvements you want to make. Renovation loans actually allow you to build equity in your home through the transaction!

Jumbo

If you’re looking for a BIG loan amount, we can handle it. Jumbo loans are available for loan amounts in the $500,000-$2,000,000 range, and sometimes higher.

Specialty Products

Are you Self-Employed and need to qualify with your bank statements, instead of your tax returns? Do you need a loan on an Investment property and don’t want to provide income documentation?

Do you have a special circumstance that other lenders can’t accommodate? Odds are that we have a specialty product that can help you out.

Certified Divorce Lending:  

As Certified Divorce Lending Professionals™, our practice is supports divorcing homeowners make a more informed decision regarding their home equity solutions and the divorce team identify potential conflicts between the divorce settlement, the mortgage and the real property.

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Down Payment Asst. Program​

Do you have the income to afford monthly mortgage payments, but are struggling to come up with the cash needed for a down payment and closing costs? You may be able to take advantage of low interest rates, become a homeowner, and lock in your housing payment for the next 30 years.

AFN offers several Down Payment Assistance programs to help homebuyers with the upfront cost of buying a home.

155 East C Street, Suite C, Upland, CA 91786 | Branch NMLS #353929


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